Opt out

Withdraw from the benefits plan

Make the right decision for you

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What does it mean to opt out?

When you opt out, you are declining access to the benefits program provided by the Students’ Association of Portage College. As a student, consider whether you want to coordinate these affordable benefits with your existing coverage to get even more coverage.

Can I opt out?

If you have health or dental insurance from an employer or a family member (such as a parent or spouse), you can opt out of the student benefits program. You must complete the form below, showing proof of current coverage (a benefit card with your name or a letter from an employer or your insurance).

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Note: You can opt out only during your change of coverage period. You can find more information about your change of coverage period here.

Opt out now 🡲

What else should I keep in mind before opting out?

  • If you are on a plan from your parents, and this is why you are opting out, it is crucial to understand when your parents' insurance will cease to cover you before you decide to opt out. This knowledge will help you feel more informed and prepared.
  • If you have existing insurance, you can opt for Coordination of Benefits. You can combine your student benefits with your current plan to receive 100% coverage. With Coordination of Benefits, you can save significantly on medical and dental costs and ensure access to top-quality care. Please get in touch with us to learn more about this option.
  • If you opted out, you have 30 days from the date you lose coverage to opt back in.
Learn more about how to opt back in 🡲

What happens after I opt out?

You will receive a credit for the cost of the services in your student account. This credit will appear shortly after the change of coverage period has ended.

Opt out

Withdraw from the benefits plan

Make the right decision for you

A woman is sitting at a coffee table typing on a laptop at home.
Alert icon

Sorry! You cannot opt out at this time. We are currently outside the change of coverage period - between the week before you start classes and the second Friday after. Please feel free to reach out if you need further information.

What does it mean to opt out?

When you opt out, you are declining access to the benefits program provided by the Students’ Association of Portage College. As a student, consider whether you want to coordinate these affordable benefits with your existing coverage to get even more coverage.

Can I opt out?

If you have health or dental insurance from an employer or a family member (such as a parent or spouse), you can opt out of the student benefits program. You must complete the form below, showing proof of current coverage (a benefit card with your name or a letter from an employer or your insurance).

What else should I keep in mind before opting out?

  • If you are on a plan from your parents, and this is why you are opting out, it is crucial to understand when your parents' insurance will cease to cover you before you decide to opt out. This knowledge will help you feel more informed and prepared.
  • If you have existing insurance, you can opt for Coordination of Benefits. You can combine your student benefits with your current plan to receive 100% coverage. With Coordination of Benefits, you can save significantly on medical and dental costs and ensure access to top-quality care. Please get in touch with us to learn more about this option.
  • If you opted out, you have 30 days from the date you lose coverage to opt back in.
Learn more about how to opt back in 🡲

What happens after I opt out?

You will receive a credit for the cost of the services in your student account. This credit will appear shortly after the change of coverage period has ended.

Application to opt out

Begin the opt-out process

Before you start

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Important: You can opt out only during your change of coverage period. Once you opt out of benefits, you will not be able to opt back in unless you have lost your current coverage.

Before filling out the form, we recommend you have in hand the following information and documents:

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Your student ID

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Your benefit card or a letter from your employer or insurance where it states you have coverage

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The effective date of coverage from the insurance you currently have

What happens after I submit the application form?

Once you submit the opt out application form, you will receive a confirmation email. There aren't any further steps to opt out; however, the StudyWell team may reach out to you at any time to provide additional information to complete the opt-out process.

You will receive a credit for the cost of the services in your student account. This credit will appear shortly after the Change of Coverage period has ended.

Opt-out application form

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Oops! We noticed that the student email, student ID, and date of birth you entered don't match our records. Please double-check your information and try submitting again.

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Oops! Something went wrong while submitting the form. You can try again in a few hours or contact us.

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Oops! This organization is not supported at the moment. Please contact us.

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Unable to save the attachment. Please verify your selected file size and format and try to submit again.

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Unable to opt out. The opt-out policy requires you to opt out at the start of your academic year. Your start period does not match, making you ineligible for opting out now.

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Unable to opt out since you have already opted out.

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You are not eligible to opt-out at this time. The opt-out policy requires you to opt out only during the change of coverage period.

Personal information

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Please enter your first name.

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Please enter your last name.

Select or type the date. Date format should be MM-DD-YYYY. Example is 05-18-1998.

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Please enter your date of birth

This will help us validate your enrollment status.

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Please include your student ID.

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Please enter a valid email address.

Please note that opting out of health benefits includes prescription drugs, extended healthcare, vision, virtual care, and out of country coverage.

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Please select one.

About your current coverage

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Please enter the name of you provider.

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Please enter your policy number.

Select or type the date. Date format should be MM-DD-YYYY. Example is 05-18-1998.

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Please enter your effective date of coverage.

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We received your application!

You will receive a confirmation email shortly with more information about the next steps.